Are you looking for low-risk investing strategies for 2024? Investing can be intimidating, especially if you are a novice investor or have limited funds. However, there are several low-risk options available that offer the potential for income and capital appreciation. In this article, we’ll discuss 10 low-risk investing strategies for 2024 so you can make the most of your investments. From exchange-traded funds to real estate investment trusts, there are options available for all types of investors. Read on to learn more about low-risk investing strategies that can help you reach your financial goals in 2024.

1. Exchange-traded funds (ETFs)

ETFs are a low-risk way to invest in the stock market. They can help diversify your portfolio and reduce risk. Exchange traded funds (ETFs) are a type of investment fund that trades on the stock exchange and is composed of stocks, bonds, commodities, or other securities. ETFs can be used to spread risk across a variety of asset classes. They also offer investors the ability to diversify within sectors that they may otherwise not have access to.

2. Peer-to-peer lending

Peer-to-peer lending can be a low-risk investment strategy, as the loans are usually secured by collateral such as real estate. This means that the investor is protected even if the borrower defaults on their loan. Additionally, peer-to-peer lending can provide higher returns than some traditional investments such as bonds and cash savings. For example, a top-rated lender in the UK currently offers an average return of 7% per annum.