8. Not taking advantage of employer-sponsored retirement plans

Most employers offer retirement plans such as 401(k)s or IRA’s. Take advantage of any employer-sponsored retirement plans to make sure you are saving for your future.

9. Ignoring due dates for bills

Make sure to note when your bills are due and make the payment on time. Missing payments can lead to late fees and other financial problems.

10. Not taking advantage of discounts

Look for discounts and coupons to help you save money on purchases. You may be able to find a better deal if you take the time to search.

11. Not using rewards programs

Many credit cards and retailers offer rewards programs that can provide discounts and other perks. Check out these programs to see if they’re right for you.

12. Not taking full advantage of tax deductions

Make sure to take full advantage of any tax deductions you may be eligible for. This can help reduce your overall tax burden and save you money.