9. Annuities

Annuities are a low-risk, tax-advantaged way to invest your money. They can provide income for life and help protect your assets against market volatility. With annuities, you are able to lock in a fixed rate of return on your money with no volatility or risk of loss. You can choose from immediate annuities or deferred annuities depending on your time horizon and goals. When investing in an annuity, be sure to read the fine print carefully and understand all potential risks associated with them.

10. Index funds

Index funds are a low-risk way to invest in the stock market. They allow you to track an index such as the S&P 500 and diversify your portfolio with minimal effort. These types of investments generally have lower fees than actively managed funds, making them cost effective options for investors.

Low-risk investing strategies can be a great way to maximize returns while minimizing risk. Whether you are just starting out or an experienced investor, there is something for everyone when it comes to low-risk investing strategies. From savings accounts and certificates of deposit to index funds and annuities, these strategies can help create long-term wealth while also protecting you against market volatility. As such, low-risk strategies are an important part of any investor’s portfolio in 2024.